The primary goal of myCreditSecurity.com is to provide timely and accurate information on credit reports and credit scores. We would consider ourselves on the right track if, by virtue of reading this site, you recognize the importance of your credit report and score in your financial life. And by doing so, you learn how to obtain and analyze your credit report, how to improve it, and how to protect it.

Our other related goal is to provide information on Identity Fraud - and Identity Theft in particular - to help you prevent it, detect it, and point you to resources should you become a victim. This knowledge has the potential to save you significant amount of time, money and aggravation.

The information on myCreditSecurity.com is intended for U.S. residents and is offered “as is” and without warranty. Consider the information on this site as advice from an informed consumer, and not professional advice from an attorney. Should you encounter serious problems making your payments on time, or start getting calls from debt collectors, or if you are contemplating filing for bankruptcy, we highly recommend consulting a specialist attorney or CPA. Read our Terms of Use for details. We also recommend these authoritative references and books on credit and identity theft.