Acceptance of Terms of Use

myCreditSecurity.com makes information, products, and services available on myCreditSecurity.com website (the “Website”), subject to the following terms and conditions of use (the “Terms of Use”). These Terms of Use also apply to any updates, enhancements, new features, and new web properties. By using this Website, you represent to myCreditSecurity.com that you have read, understood, and agreed to all terms, conditions, and notices contained or referenced in these Terms of Use, and agree to follow all applicable laws and regulations. If you do not agree to these terms, please do not use this website.

Privacy Policy

Your privacy is important to us. You can learn more about the information collected about you in our Privacy Policy page.

Policy Regarding Children

myCreditSecurity.com defines children as individuals under the age of 16. Our Website is not intended for the use of children and we do not intend to collect information about children through our Website. You must be at least 18 years of age to access any products or services through this website.

Reservation of Rights

Any rights not expressly granted in these Terms of Use are reserved by myCreditSecurity.com, and myCreditSecurity.com reserves the right to seek all remedies available by law and in equity for any violation of these Terms of Use.

Changes to Terms of Use

myCreditSecurity.com reserves the right to update or revise any part of these Terms of Use at any time, without notice. When a change is made to these Terms of Use, we will also revise the last update date listed below.

Changes to the Website

myCreditSecurity.com may periodically make changes to the Website and the information, products, services, and ads offered or mentioned on the Website at any time, without notice. myCreditSecurity.com and third-party providers may make improvements and/or changes to the products and services described on the Website and those third-party websites at any time, without notice.

Products / Third-Party Advertisers

myCreditSecurity.com provides you with access to third-party advertisers and service providers (”Advertisers”) solely for your convenience. The provision of access to an Advertiser does not signify an endorsement by myCreditSecurity.com of the Advertiser’s website or the services offered by that Advertiser. myCreditSecurity.com has no control over, does not review, and cannot be responsible for Advertiser websites or the content on those sites. Your use of an Advertiser website or services will be subject to the Advertiser’s terms of use and Advertiser’s privacy policy. If you decide to use the services of an Advertiser, or if you decide to purchase a product from an Advertiser, any transaction between you and that Advertiser will be strictly between you and the Advertiser. myCreditSecurity.com has no control over the Advertiser’s obligations to you, and makes no representations or warranties with respect to the Advertiser’s performance. It is your responsibility to take precautions to ensure that Advertiser websites are free of viruses or other negative or undesirable items. You agree that myCreditSecurity.com will not be responsible or liable for loss or damage you may incur as the result of a transaction you enter into with an Advertiser.

Information Disclaimer

Although myCreditSecurity.com strives to provide information that consumers may find helpful, the information provided on the Website is not intended to and does not provide or constitute legal, financial, credit or other professional advice. All information provided on myCreditSecurity.com is presented “as is” and without warranty. YOU SHOULD NOT USE THE INFORMATION PROVIDED ON THE WEB SITE AS A SUBSTITUTE FOR THE ADVICE OF A COMPETENT LICENSED PROFESSIONAL. Should you be having financial, legal or other difficulties, or are contemplating filing for bankruptcy, we highly recommend consulting a specialist attorney, CPA or other competent licensed professional.

Personal and Non Commercial Use Limitation

This Website is made available only for your personal, non commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or re-sell information, software, products, or services that you obtain from the Website, except with myCreditSecurity.com’s express written permission. You may not use the Website to sell a product or service or to increase traffic to a website for commercial reasons, except by prior written agreement with myCreditSecurity.com. You may not take elements of the Website and reformat or display them, or mirror them on a website, except with prior written agreement with myCreditSecurity.com. If you want to make commercial use of the Website, or the information provided within the Website, you must enter into a written agreement with myCreditSecurity.com. Please contact us at info@myCreditSecurity.com for more information.

Submissions, Feedback, and Confidentiality

All comments, feedback, information, and materials submitted to myCreditSecurity.com through the Website (”Submissions”) will be considered the non-confidential property of myCreditSecurity.com. By providing a Submission to myCreditSecurity.com, you grant myCreditSecurity.com, at no charge, a royalty free, perpetual, irrevocable, non-exclusive, worldwide right and license (with the right to sublicense) to (a) use, reproduce, distribute, modify, create derivative works of, publicly display, and perform your Submission in any media; and (b) make, sell, offer for sale, import, and otherwise transfer your Submission. myCreditSecurity.com will be free to use and/or disseminate a Submission on an unrestricted basis for any purpose. You acknowledge that you are responsible for the Submissions that you provide, and that you, not myCreditSecurity.com, have full responsibility for the Submissions, including their legality, reliability, appropriateness, originality, and copyright.

Limitation of Liability

YOU UNDERSTAND AND AGREE THAT myCreditSecurity.com WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES RESULTING FROM OR IN ANY WAY CONNECTED TO YOUR ACCESS TO, USE, INABILITY TO USE, OR RELIANCE ON THE myCreditSecurity.com WEB SITE OR ANY PRODUCTS OR SERVICES OBTAINED THROUGH THE WEB SITE. FOR THOSE JURISDICTIONS THAT EITHER DO NOT ALLOW OR PLACE RESTRICTIONS UPON THE EXCLUSION OR LIMITATION OF DAMAGES IN CERTAIN TYPES OF AGREEMENTS, THIS LIMITATION SHALL BE CONSTRUED TO PERMIT THE MAXIMUM EXCLUSION OR LIMITATION PERMITTED BY APPLICABLE LAW.

myCreditSecurity.com

last update: May 8, 2007